Two Different Approaches to Cash Budgeting

When it comes to budgeting, using a cash system is one of the easiest ways to stay on track. You don’t have to worry about tracking every penny . You simply allot certain amounts of cash toward certain budget categories. There are a couple different ways you can go about cash budgeting; the envelope system […]

The Inverted Pyramid Model

Managing your Finances with the Inverted Pyramid Model

Managing finances is a skill that takes time and experience to master, no matter how much money you have in your account. In truth, it does not take a financial genius to manage your finance. …

How Does Debt Consolidation Work?

If you’re trying to lower your monthly payments or get out of debt, you may be looking at this option; but how does debt consolidation work?  Simply, debt consolidation is taking out a loan at a lower interest rate, paying all of your debts, and …

8 Ways to Make Your Paycheck Last Until the Next Payday

The following post is a contribution from My Money Design.  My Money Design is a blog that is all about perfecting your “money design” – the way you think about, plan, and invest your money so that it will help make your life better and bring you …

How to Get a Free Credit Score

Learn to Get a Free Credit Score

You want to find out your credit score, but you don’t want to pay for it; find out how to get a free credit score. There are a couple of ways to get a free credit score Most of the methods have strings attached, but …