Archives for March 2014

Debt Reduction Strategies

Debt reduction strategies are an important part of any plan to get out of debt.  First, you have to be resolute in your decision to reduce your debt.  You have to give it 100% of your effort at first and pretty soon using these debt reduction …

Debt Consolidation Calculator

What is a Debt Consolidation Calculator?

A debt consolidation calculator is a useful tool if you are trying to decide if consolidation is the right choice for you.  They allow you to enter your debt and play around with the terms to find out how …

How Does Debt Consolidation Work?

If you’re trying to lower your monthly payments or get out of debt, you may be looking at this option; but how does debt consolidation work?  Simply, debt consolidation is taking out a loan at a lower interest rate, paying all of your debts, and …

8 Ways to Make Your Paycheck Last Until the Next Payday

The following post is a contribution from My Money Design.  My Money Design is a blog that is all about perfecting your “money design” – the way you think about, plan, and invest your money so that it will help make your life better and bring you …

5 Crazy Ways Credit Cards Ruin the Cash Culture

With the ease and convenience, not to mention the safety of using credit cards, it is easy to see how  credit cards ruin the cash culture. It has, after all, become the preferred payment method by a great deal of people. …