What’s My Credit Score Calculator

If you want to know your credit score, but you don’t want to pay for it, you can use a credit score calculator or estimator.  Many of these are available online and they allow you to enter your information and they generate a probable score.  Your …

Understanding the Credit Score Scale

What Your Credit Score Means

You have found your credit score, but now you need to find out where it falls on the credit score scale. With the scale telling you whether your score is good or bad you can figure out which steps to take next. Scores …

5 Reasons You’re Still Deep in Debt

Debt seems to be a problem for many people. Although they may think they are the only ones, there are many people who struggle with debt, and all for similar reasons. …

The Debt to Income Ratio Factor

The Importance of Your Debt to Income Ratio

Your debt to income ratio is a pretty big factor in determining your credit score.  The biggest factor is still whether you pay your bills on time, but your debt to income ratio or DTI as it’s commonly …