Debt Reduction Strategies

Debt reduction strategies are an important part of any plan to get out of debt.  First, you have to be resolute in your decision to reduce your debt.  You have to give it 100% of your effort at first and pretty soon using these debt reduction …

The 80-20 Money Saving Formula

The 80-20 Money Saving Formula

Saving is one of the hardest things to do especially if you have never followed the 80-20 money saving formula. Finding the right balance between how much you earn and spend or save can prove to be a huge challenge. …

When Paying Down Debt, Downsizing, Decluttering and Simplifying Allows Your Universe to Open Up

“A man is rich in proportion to the number of things he can afford to let alone.” ~H.D. Thoreau, 1817-1862 

My, oh my, how my life has changed in the past two years.

Anyone who has read this blog long enough knows about my transformation with …

Lessons Learned From 7 Weeks in the Woods

I just came back from living in Vermont for over 7 weeks, and I feel rejuvenated (as always is the case!).

To leave the suburbs of New Jersey and the craziness of New York City for some time is always very healthy for me and my family; I always …

The Beauty of (Almost) Going Tech-Free

Opening weekend at my camp has come to an end, and our policy has allowed 130 students and faculty present to take themselves “off the grid”: No computers, no cell phones, no iPads.

The craziest part?  No one seems to miss their technology. …