How to Change a Material Mindset

“We all need new ideas, images, and experiences far more than we need new stoves or cars or computers.”
― Bill Holm

One of the best things that happened to me was that the economy went into the tank.

Before economic times got tough, I enjoyed …

Smart Budgeting and Grocery Shopping For 2

This is a Guest Post By: Mr.CBB is the voice behind Canadian Budget Binder who says that “It’s not about how much money you make it’s how you save it”.  Mr.CBB shares budgeting tips, frugal lifestyle, relationships, recipes, parenting, personal …

7 Ways to Avoid Using Credit

I am not quite out of debt yet, but I have dug myself out of a huge hole over the past year-and-a-half.

The process of being free of the burden of debt is liberating. I am done with borrowing money from banks. I plan on staying debt-free and …

How a Debt Snowball Calculator Will Help You Pay Off Debt Fast

Debt Snowball Calculator
I have written a lot about how using the Debt Snowball Method has helped me pay off over $100,000 of debt in under two years.  In tandem with the Snowball approach, I have effectively used a debt snowball calculator.  I …

How to Reverse Lifestyle Inflation

I wrote a guest post for MyMoney Design called “How to Reverse Lifestyle Inflation”.  MMD has put together a very comprehensive site dedicated to helping people with money and life.  Please feel free to comment on the post and share it on your …