First Time Home Buyers? Watch Out for These Scams

Important Tips for First Time Home Buyers

Buying a home for the first time is exciting and terrifying at the same time but fret not, low deposit mortgages are helping first time buyers to get on the market. However, it can also be a difficult …

The Freedom of Living Debt Free

The Freedom of Living Debt Free – Reasons to Lead a Life of Purpose

For some debtors, living debt free is a far-fetched dream but for some others it is reality. Self-control, discipline and commitment is what it takes to move away from a life full …

5 Reasons You’re Still Deep in Debt

Debt seems to be a problem for many people. Although they may think they are the only ones, there are many people who struggle with debt, and all for similar reasons. …

The 80-20 Money Saving Formula

The 80-20 Money Saving Formula

Saving is one of the hardest things to do especially if you have never followed the 80-20 money saving formula. Finding the right balance between how much you earn and spend or save can prove to be a huge challenge. …

The Debt to Income Ratio Factor

The Importance of Your Debt to Income Ratio

Your debt to income ratio is a pretty big factor in determining your credit score.  The biggest factor is still whether you pay your bills on time, but your debt to income ratio or DTI as it’s commonly …