How Does Debt Consolidation Work?

If you’re trying to lower your monthly payments or get out of debt, you may be looking at this option; but how does debt consolidation work?  Simply, debt consolidation is taking out a loan at a lower interest rate, paying all of your debts, and …

Seven Painless Ways To Save Money

Yesterday I spent the day with two close friends; one new friend and one “old” friend.  What an awesome day it was! The day ended (as it always does) with us all saying “we should do this way more often”.
I have always maintained a few really close …

Saving More Does Not Always Mean Spending Less

When people think of saving money, they automatically assume they have to stop spending a single cent—which, of course, is extremely difficult and unrealistic for the average person. It does not mean saving more does not always mean spending less. …

The Freedom of Living Debt Free

The Freedom of Living Debt Free – Reasons to Lead a Life of Purpose

For some debtors, living debt free is a far-fetched dream but for some others it is reality. Self-control, discipline and commitment is what it takes to move away from a life full …

5 Reasons You’re Still Deep in Debt

Debt seems to be a problem for many people. Although they may think they are the only ones, there are many people who struggle with debt, and all for similar reasons. …