Debt Reduction Strategies

Debt reduction strategies are an important part of any plan to get out of debt.  First, you have to be resolute in your decision to reduce your debt.  You have to give it 100% of your effort at first and pretty soon using these debt reduction …

5 White Lies We Tell Ourselves that Hinder Success

Because our needs and our desires rarely see eye-to-eye, we all tell little white lies to ourselves that hinder success.  It happens almost every day, and it is the reason why self-control is such a difficult thing to cultivate.  Whether it means …

The Problem with Desire

It took me several years to begin coming to my senses about how I was spending my life energy.

For years, I have worked myself to a pulp with the goal of “having it all” and retiring young.  But devoting my time and energy to satisfy myself with …

A Beginner’s Guide to Menu Planning

After two years of our journey to get out of debt and pare down my expenses, my wife and I have found that we have mastered our budget.

Well…almost.

We have cut our grocery bill down significantly over the past year for our family of four, …

How Much Money Should You Save?

Over coffee this morning, my friend asked me if I take requests for blog posts.  I never thought about it before, but I asked him what he had in mind.  He told me that he has been looking for solid info about what to do with his money once his debt …