Debt to Income Ratio Calculator

Debt to Income Ratio Calculator

If you are trying to get a loan or a line of credit you may want to check your DTI with an online debt to income ratio calculator. What is DTI? It stands for debt to income ratio and it is a major factor when banks …

How Much Money Should You Save?

Over coffee this morning, my friend asked me if I take requests for blog posts.  I never thought about it before, but I asked him what he had in mind.  He told me that he has been looking for solid info about what to do with his money once his debt …

Lessons Learned in Automobile “Ownership”

No one was a bigger idiot when it came to car ownership than I was a few years ago.

Until I was 35 years old, I never had a car payment.  Pretty cool, right?  But I bought my first car 5 years ago and things went south really fast.

Here are the …

How to Deal With Your Finances

I haven’t written about finances in awhile, because these days I barely think about them.

That’s not to say that I don’t have payments and bills and unexpected expenses.  It’s because I have focused hard on getting out of debt for the last 2 years …

Drive Your Old Car and Shut Up

This is a guest post by CJ over at The Great Jollyhoombah.  CJ and his wife, Tammy, went from an overworked couple to a joyous tandem…and now they blog about their incredibly simple adventures in life in a poetic fashion.  
My father made a …