The 80-20 Money Saving Formula
Saving is one of the hardest things to do especially if you have never followed the 80-20 money saving formula. Finding the right balance between how much you earn and spend or save can prove to be a huge challenge. …
The Debt to Income Ratio Factor
December 3, 2013 By Leave a Comment
The Importance of Your Debt to Income Ratio
Your debt to income ratio is a pretty big factor in determining your credit score. The biggest factor is still whether you pay your bills on time, but your debt to income ratio or DTI as it’s commonly …
Debt to Income Ratio Calculator
November 27, 2013 By Leave a Comment
Debt to Income Ratio Calculator
If you are trying to get a loan or a line of credit you may want to check your DTI with an online debt to income ratio calculator. What is DTI? It stands for debt to income ratio and it is a major factor when banks …
The Debt Snowball Method Works!
December 11, 2012 By Leave a Comment
After being in debt for 20 years, I can safely say that the Debt Snowball Method is the best way to go when attacking your debt. I have paid off over $100,000 in 15 months, and I only have a few more months until I am debt free for good!
I learned …
Why Everyone Needs a Side Hustle
November 20, 2012 By Leave a Comment
Before I begin my daily rant, I would like to proudly announce that the YODTO App is now available free in the app store! You can download the app and follow the posts on your smartphone. I know it may seem silly to have an app, but I am actually …
