Archives for November 2012

It’s “Clean Up Week”, Day 1

I have hereby deemed this week “Clean Up Week”.  I know it is time to go a little nutty cleaning up when I find myself staring at little piles of paper or clothes in random places.  I have become more aware over time that these little messes take up …

Open Multiple Savings Accounts

Although I am not quite out of debt yet, I have taken an important step and created a number of savings accounts for longer term goals (though not as long term as retirement). I have found that there are many expenses in my life that I know darn well …

The Learning Snowball

Happy Thanksgiving Everyone!

I am so thankful to be able to bring my family up to exquisite Vermont for the Holiday. It is ironic that I am here writing a blog on downsizing and being more careful with money, and I am sitting in a second home that …

The 3 Hour TV Challenge

The average car payment is $500 per month. Most people live with a car payment their whole lives, and besides housing, it’s their largest expense.

Dave Ramsey will tell you that “taking on a car payment is one of the dumbest things people do to …

Why Everyone Needs a Side Hustle

Before I begin my daily rant, I would like to proudly announce that the YODTO App is now available free in the app store!  You can download the app and follow the posts on your smartphone.  I know it may seem silly to have an app, but I am actually …