How to Live Without Using Credit Cards


UnknownI had a guest post published today that I think you will find interesting:

On Plunged in Debt: I wrote a post for Catherine called the How to Live Without Using Credit Cards.  Please feel free to comment on it, or if you like it please share on your favorite social media site!  Catherine is on a mission to pay off some serious debt, so she has some great stories and advice to share. Put it on your list of personal finance blogs to read daily!

After a month-long contest on One Smart Dollar, I came in Third Place in the running for  “Top Personal Finance Blog of 2012″.  I appreciate everyone who voted, and I appreciate all you readers even more.  The coolest part is being mentioned even in the same sentence as Mr. Money Mustache.  I have read his blog for some time now, and it has changed my life.  Everyone needs to read his stuff!

Christopher at This That and the MBA won it.  Congrats, Chris!  His site has a plethora of incredible info, so go visit often!

Finally, check out the following Carnivals.  I was mentioned in them, and there are some great weekend reads in there as well:

Yakezie Carnival at The Ultimate Juggle
Carnival of MoneyPros at Family Money Values
Carnival of Retirement at Midlife Finance
Finance Carn. for Young Adults at Money Life and More
Yakezie Carnival at
Carnival of Retirement at Joe


  1. Congrats on third place. That’s a real honor!
    Kim@Eyesonthedollar recently posted…Money Memories-Canon Rebel T4i DSLR GiveawayMy Profile

  2. Third place is a truly impressive achievement Tony, particularly considering the relative youth of the site. Had my site achieved a similar accolade in such a short timeframe I think I’d equate it pretty much to 1st :-) So well done…I look forward to watching your site go from strength to strength, as I’m sure it will.
    Gareth recently posted…Not Your Typical Advice for Overcoming ProcrastinationMy Profile

    • Gareth, just getting noticed in any way is a “win” for me…truly. I love writing and all that comes with it…it is way better when there are readers like you who engage and comment. I thank you for that!

  3. Congrats on coming in third Tony! That’s quite an achievement especially considering who all was in it. I knew that I had no chance on earth in winning, so I didn’t even bother promoting it. 😉
    John S @ Frugal Rules recently posted…Frugal Friday: Blog Posts That Ruled This Week, How is it March EditionMy Profile

    • Hey John, thanks so much. This blogging thing started as an accident. I had some readers, and as soon as I asked them to do some voting..well..the rest is history. Not sure what it all means, but I am having a bunch of fun with all of this. Thank you!!

  4. Thanks so much for guest posting Tony! and HUGE congrats for coming on third!
    Catherine recently posted…How To Live Without Using Credit CardsMy Profile

  5. Great job!

    Have a great weekend.
    Holly@ClubThrifty recently posted…Taxes: Save Money by Using H&R Block At HomeMy Profile

  6. Patrick says:

    Well deserved my friend. I’ve read your stuff for awhile and your personality comes through your piece of cyberspace. The world loves hustlers.

    Here’s to many more years of accomplishments.


  7. Congrats, Tony, on your 3rd place achievement – that’s quite an honor!
    Laurie @thefrugalfarmer recently posted…Out on the Town: Good Reads for the Week Ending 3/1/13My Profile

  8. It was a great read, congratulation for getting third place! Having a credit card is a great responsibility, indeed we should be responsible enough to consider all our purchases. Avoiding unnecessary spending is a great way to keep ourselves debt free as possible.
    Kathryn recently posted…Small Fayetteville developer files for bankruptcyMy Profile


  1. […] @ We Only Do This Once writes How to Live Without Using Credit Cards – On Plunged in Debt: I wrote a post for Catherine called the How to Live Without Using Credit […]

  2. […] @ We Only Do This Once writes How to Live Without Using Credit Cards – On Plunged in Debt: I wrote a post for Catherine called the How to Live Without Using […]

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